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# AutoWealth

Simple, better life

## Sitemaps

- [XML Sitemap](https://www.autowealth.com.sg/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Is AutoWealth Safe? What MAS Regulation and Segregated Custody Accounts Mean for Singapore Investors](https://www.autowealth.com.sg/2026/07/30/is-autowealth-safe-what-mas-regulation-and-segregated-custody-accounts-mean-for-singapore-investors/) - AutoWealth is MAS-licensed (FA100064-1) with segregated custody accounts via Phillip Securities / Saxo. Here's exactly how your money is safeguarded in Singapore.
- [CEO Insight: The "12-Month Rule" for your CPF](https://www.autowealth.com.sg/2026/01/22/12-month/) - Discover the CEO's "Smart Buffer" framework to see if you have investable CPF surplus. If your balance covers the 12-month buffer, consider starting today.
- [You have an OA Safety Net. Do you have an OA Growth Engine?](https://www.autowealth.com.sg/2026/01/12/invest-oa/) - Your CPF OA pays 2.5%. But what is the cost of 'playing it too safe'? We calculated the 20-year gap between the OA and a Growth Engine. The result: $187,688.
- [Security Advisory](https://www.autowealth.com.sg/2025/11/03/security_advisory/) - At AutoWealth, your security and the safety of your assets are our highest priority. We would like to alert our community and the public to a recent rise in impersonation scams. We have received reports of multiple fake Telegram accounts and groups that are fraudulently using the AutoWealth name and logo to deceive individuals. These
- [Are You Quiet Quitting on Your Retirement?](https://www.autowealth.com.sg/2025/08/22/are_you-quiet-quitting-on-your-retirement/) - You are a high-performer. Your career is accelerating. Your decisions are data-driven. Yet, there is a blind spot in your financial life where ambition stops and neglect begins: your Supplementary Retirement Scheme (SRS) account. For many successful professionals, the SRS is a subject of "quiet quitting." It happens in two ways. First, there is the
- [The Most Expensive Mistake Investors Make in a Bull Market](https://www.autowealth.com.sg/2025/07/04/the-most-expensive-mistake-investors-make-in-a-bull-market/) - The market is hitting new highs, and that voice in your head is getting louder, isn't it? “This is it. This is my chance. I need to sell now and lock in these profits before they vanish.” It feels like the smartest, safest decision you could make. It feels like taking control. But what if
- [Tariffs Explained: What They Are and How They Affect Your Wallet](https://www.autowealth.com.sg/2025/04/22/tariffs-explained-what-they-are-and-how-they-affect-your-wallet/) - Tariffs can have a real impact on the prices you pay, the businesses around you, and even your personal investments. Let's break it down!
- [Market Whiplash: Understanding the Recent Tariff Turmoil and What It Means for Your Investments](https://www.autowealth.com.sg/2025/04/11/market-whiplash-understanding-the-recent-tariff-turmoil-and-what-it-means-for-your-investments/) - One minute, the U.S. government under President Trump announced sweeping tariffs. The next, just hours later, many of those tariffs were suddenly put on hold.
- [Smart Strategies for SRS Withdrawals Every Singaporean Should Know](https://www.autowealth.com.sg/2024/12/09/smart-strategies-for-srs-withdrawals-every-singaporean-should-know/) - How to Plan Your SRS Withdrawals for a Tax-Smart RetirementThe Supplementary Retirement Scheme (SRS) is a valuable tool to complement CPF savings, offering tax benefits to help Singaporeans prepare for retirement. Proper planning for SRS withdrawals ensures you maximize your savings while minimizing taxes.Key Insights About SRS WithdrawalsWhen Can You Start Withdrawing? You can begin
- [A Simple Guide to SRS Withdrawals for Foreigners in Singapore](https://www.autowealth.com.sg/2024/12/09/a-simple-guide-to-srs-withdrawals-for-foreigners-in-singapore/) - A Foreigner’s Guide to SRS Withdrawals in SingaporeThe Supplementary Retirement Scheme (SRS) is a voluntary savings plan by the Singapore government, designed to help residents, including foreigners, save for retirement. With a contribution cap of $35,700 annually for foreigners, SRS funds can be used for various investments like stocks, bonds, and unit trusts. Here’s a
- [USD$6 Trillion Wiped out from Global Stock Markets a few weeks ago. It Recovered.](https://www.autowealth.com.sg/2024/09/03/usd6-trillion-wiped-out-from-global-stock-markets-a-few-weeks-ago-it-recovered/) - A few weeks ago, global markets experienced a sharp downturn, with US$6 trillion in market value evaporating almost overnight. The market’s reaction to a combination of factors, including weaker than expected labour market data, lower than expected megacap earnings, led to significant volatility. Today, we see a broad recovery taking shape across markets.The RecoveryIn the
- [US$6 Trillion Erased from Global Stock Markets, Are We in Trouble?](https://www.autowealth.com.sg/2024/08/15/autowealth-insights-us6-trillion-erased-from-global-stock-markets-are-we-in-trouble/) - AutoWealth's Chief Investment Officer shares his insights as global stock markets have been hit hard, with over US$6 trillion in value wiped out.
- [Save Smarter For Retirement: Exploring SRS](https://www.autowealth.com.sg/2024/07/11/save-smarter-for-retirement-exploring-srs/) - Many Singaporeans depend on their CPF savings for retirement, but CPF payouts might not be enough since they’re only designed to provide a basic income.
- [Supplementary Retirement Scheme (SRS) Webinar](https://www.autowealth.com.sg/2024/07/05/supplementary-retirement-scheme-srs-webinar/) - Date: 22nd July 2024 (Monday)Time: 7:30pm – 8:30pmThis webinar aims to shed light on the supplementary retirement scheme (SRS). It is a unique investment scheme for middle to high income earners that can not only grow your wealth (our very first SRS client has achieved a 16.1% cumulative return in just 6 months!), but also
- [AutoWealth Wins Silver Award at the HR Vendors of the Year Awards 2023](https://www.autowealth.com.sg/2023/12/01/autowealth-wins-silver-award-at-the-hr-vendors-of-the-year-awards-2023/) - We are thrilled to share the exciting news that AutoWealth has been recognized at the prestigious HR Vendors of the Year Awards event, Asia’s premier recognition for HR excellence. We are honoured to win the Silver Award in the “Best Digital Wellness Platform” category. This recognition solidifies our standing as a trusted partner and solution provider
- [Auspicious Times for Depositing Money](https://www.autowealth.com.sg/2024/02/01/auspicious-times-for-depositing-money/) - Seizing the auspicious moment on Li Chun 2024 to deposit good fortune and prosperity into the bank of life. May every penny bring abundant blessings!
- [Stepping Into A New Investment Horizon: What does 2024 have to offer?](https://www.autowealth.com.sg/2024/01/02/stepping-into-a-new-investment-horizon-what-does-2024-have-to-offer/) - In 2023, we saw the collapse of several U.S. banks, a near U.S. government shutdown, U.S. second credit rating downgrade, China real estate defaults and others.
- [2023 Reflections: Key Financial Events and AutoWealth’s Role to Achieve Superior Returns](https://www.autowealth.com.sg/2023/12/21/2023-reflections-key-financial-events-and-autowealths-role-to-achieve-superior-returns/) - 2023 has been an eventful year for financial markets – from a mega-cap tech stock surge, bank failures to a long-awaited end of the rate hike cycle.
- [The Israel-Hamas Conflict: The Non-Political Impact and What We Can Do](https://www.autowealth.com.sg/2023/12/20/the-israel-hamas-conflict-the-non-political-impact-and-what-we-can-do/) - IntroductionIn the midst of headlines dominated by the Israel-Hamas conflict, it’s not just the political arena that’s feeling the impact. The clash between Israel and the militant group Hamas in the Gaza Strip has economic ripples that stretch far beyond the region. Let’s look into why it matters to you and explore what individuals can
- [DBS/POSB and Citibank's Recent Service Disruption: What’s Behind The Glitch?](https://www.autowealth.com.sg/2023/11/23/dbs-posb-and-citibanks-recent-service-disruption-whats-behind-the-glitch/) - “Card down, ATM also down. Walao. How to make payment?”On October 14, 2023, DBS/POSB Bank experienced a sudden service disruption at 4:37 PM, affecting mobile and internet banking, as well as ATMs. We’ve all been there – faced with a situation where we can’t use our cards or access cash when we need it the
- [It Happened. Losing 97% of My Investment.](https://www.autowealth.com.sg/2023/11/14/it-happened-lost-97-of-my-investment/) - Ah, losing 97% of your hard-earned money. That means $1 million becomes $30,000. Nope, it’s not a joke, and it didn’t happen at a roulette table or a magic show gone wrong. Nope, it happened in the wild world of investments, and this time round, it’s brought to you by WeWork. So picture this: you’re
- [AutoWealth Supports NUS Campus Fundraising with Tree Planting, Campus Greening, and A Generous Gift](https://www.autowealth.com.sg/2023/11/09/autowealth-supports-nus-campus-fundraising-with-tree-planting-campus-greening-and-a-generous-gift/) - Our company, AutoWealth, dedicated to supporting education and financial progress, recently participated in a meaningful Corporate Social Responsibility (CSR) project by planting trees on the National University of Singapore (NUS) campus. Taking the lead is Ow Tai Zhi, our CEO, who also serves as the Co-Chair of the NUS Plant-It-Forward Challenge.“At AutoWealth, we believe in the
- [Do Student Athletes Tend to Thrive in Adulthood?](https://www.autowealth.com.sg/2023/10/30/do-student-athletes-tend-to-thrive-in-adulthood/) - “Don’t bother being an athlete in Singapore lah… later no money ah!” Does this phrase sound familiar? Although Singapore is and never was known for sporting prowess, we might like to start holding back such sweeping statements to our next generation as there is some proof that student athletes may thrive better in adulthood than non-athletes. This
- [Living in Singapore is Expensive Meh?](https://www.autowealth.com.sg/2023/10/17/living-in-singapore-is-expensive-meh/) - Is living in Singapore expensive? It comes with a pretty steep price tag to live in the Lion City. According to the Economist Intelligence Unit’s (EIU) Worldwide Cost of Living (WCOL), Singapore ranked as the most expensive city to live in, equivalent to New York City. We’re talking about rising housing costs that can make
- [Don't Get Scammed! How to Identify Scams Quickly?](https://www.autowealth.com.sg/2023/10/13/dont-get-scammed-how-to-identify-scams-quickly/) - With the rise of scams taking advantage of people's fear or promises of large amounts of money, it’s essential to stay vigilant. In this article, we’ll explore key insights on how to identify and steer clear of investment scams to protect your financial future. PSA: All Investments Carry Risks: Always Research Before You Invest! Before
- [Can't Afford the iPhone 15? Make Your Next iPhone 16 Pay for Itself](https://www.autowealth.com.sg/2023/10/09/cant-afford-the-iphone-15-well-its-not-too-late-to-make-your-next-iphone-16-pay-for-itself/) - The launch of Apple’s new innovation has been a major event in the ever evolving technological landscape, bringing attention to an emerging global phenomenon that cannot be ignored by the public. After unveiling its most recent masterpiece, the iPhone 15, Apple Inc. has once again unleashed a flood of anticipation across the digital sphere. The iPhone
- [A Message to Grab’s AutoInvest and Earn+ Customers](https://www.autowealth.com.sg/2023/10/12/a-message-to-grabs-autoinvest-and-earn-customers/) - In a recent announcement, Grab has decided to shut down its investment products AutoInvest and Earn+, and wind down its GrabInvest business. This move has left many customers curious about the reasons behind it and what it means for their investments.Why the decision?The decision to shut down these investment products came after a thorough review
- [Is HDB Plus and Prime Bad?](https://www.autowealth.com.sg/2023/10/03/is-hdb-plus-and-prime-bad-a-look-at-singapores-new-housing-classification-system/) - In his National Day Rally (NDR) speech on August 20, 2023, Singapore’s Prime Minister, Lee Hsien Loong, introduced a groundbreaking change to the country’s public housing landscape. This change involves the introduction of a new classification system for flats developed by the Housing and Development Board (HDB). The aim is to adapt to Singapore’s changing
- [Affected by the Rising Transport Costs in December 2023? Here's the Solution!](https://www.autowealth.com.sg/2023/09/27/affected-by-the-rising-transport-costs-in-december-2023-heres-the-solution/) - The recent news about an 11-cent increase in December’s public transport fares has worried Singaporeans. In a time when every cent matters, such incremental fare hikes can have a significant impact on the daily lives and budgets of many. After a 2.9 percent increase in 2022, this year’s fare hike is the largest since 2019,
- [How AutoWealth Steps in to Save the Day?](https://www.autowealth.com.sg/2023/09/25/how-autowealth-steps-in-to-save-the-day/) - Introduction: MoneyOwl, a special “bionic” financial advisor backed by NTUC Enterprise Co-operative, is closing after a five-year run. This unique venture aimed to blend the efficiency of robo-advisors with the personal touch of human advice. As we bid farewell to MoneyOwl, let’s reflect on its story and consider how AutoWealth can step in to address
- [Are You Stopping Your Child from Reaching Their Full Potential?](https://www.autowealth.com.sg/2023/09/04/supercharge-your-childs-education-fund/) - In the ever-changing landscape of education, preparing for your child’s future has never been more important. Quality education matters and smart financial decisions are equally important. This blog post sheds light on the critical role of planning your child’s education fund and emphasizes the power of smart investment choices. Are You Ready For Education
- [Why the decline](https://www.autowealth.com.sg/2020/06/12/why-the-decline/) - Tai Zhi, Our CIO, explains the story behind the 5% decline and compares that to running in the park.
- [The Fed view](https://www.autowealth.com.sg/2020/06/15/the-fed-view/) - Tai Zhi, our CIO, shares the economic outlook for 2H 2020 and why most loans (including mortgage loans) will remain cheap for the next 2~3 years.
- [The Forward-Looking & Over-Reacting Personality of Equity Marketing](https://www.autowealth.com.sg/2020/06/21/the-forward-looking-over-reacting-personality-of-equity-marketing/) - Tai Zhi, our CIO, shares the forward-looking & over-reacting personality of equity markets and why stocks rebounded way ahead of the COVID economic recovery.
- [The Rational Valuations](https://www.autowealth.com.sg/2020/07/01/the-rational-valuations/) - Tai Zhi, our CIO, shares two easy to understand & scientific ways to check if equity markets are overheated and why markets are likely to remain upside biased looking ahead.
- [Stay Cool, Stay The Course](https://www.autowealth.com.sg/2020/07/12/stay-cool-stay-the-course/) - Tai Zhi, our CIO, shares why the "seemingly high" equity valuations are not that high after all and why there is nothing wrong to invest your idle funds now.
- [Managing Risk](https://www.autowealth.com.sg/2020/07/30/managing-risk/) - Tai Zhi, our CIO, shares how investors can avoid catastrophic losses in any market declines using two simple and all-time classic ways to manage risk.
- [Why You Should Not Invest Excessively Into Reits](https://www.autowealth.com.sg/2020/08/16/why-you-should-not-invest-excessively-into-reits/) - Tai Zhi, our CIO, shares the risks in REITs, how REITs are structurally disrupted by the global pandemic and why you should avoid investing excessively into REITs.
- [Gold Or Not Gold](https://www.autowealth.com.sg/2020/09/18/gold-or-not-gold/) - Tai Zhi, our CIO, shares four insights on Gold and why gold is not suitable for a rational investor.
- [How to Navigate The US Presidential  Election](https://www.autowealth.com.sg/2020/10/02/how-to-navigate-the-us-presidential-election/) - Tai Zhi, our CIO, shares how investors should navigate the U.S. Presidential Election.
- [Should You Sell Your  Investments Now](https://www.autowealth.com.sg/2021/06/04/should-you-sell-your-investments-now/) - In this video, Tai Zhi, our CIO, analyses the Sell in May effect and shares how investors should navigate their investments from June to December 2021. Note 1: This advertisement has not been reviewed by the Monetary Authority of Singapore. Investments always involve risks and the possibility of losses. Any references to past performance, projections
- [What is Dollar Cost  Averaging](https://www.autowealth.com.sg/2021/07/01/what-is-dollar-cost-averaging/) - In this video, Tai Zhi, our CIO, explains what dollar cost averaging is and shares how to deploy this investment strategy in the right and intelligent way.
- [Market Corrections & How to Navigate & Capitalise on Them](https://www.autowealth.com.sg/2021/09/12/how-to-capitalize-on-market-correction/) - In this video, Tai Zhi, our CIO, explains what a market correction is and shares how you can navigate and capitalise on them.
- [Russia-Ukraine War, Buy on Dips or Cut your Losses?](https://www.autowealth.com.sg/2022/03/08/russia-ukraine-war-buy-on-dips-or-cut-your-losses/) - In this video, Tai Zhi, our CIO, shares AutoWealth's house views on the events that have unfolded or will likely unfold in the Russia-Ukraine war, its economic and market impacts, and possible steps investors can take to navigate the war.
- [Is An Inverted Yield Curve A Sign Of Recession?](https://www.autowealth.com.sg/2022/06/06/is-an-inverted-yield-curve-a-sign-of-recession/) - On 31st March the yield curve inverted, sparking fears of a recession looming ahead. In this video, we discuss what the yield curve is, how it inverts and whether it is a reliable predictor of a recession.
- [2023 Outlook](https://www.autowealth.com.sg/2023/03/01/2023-outlook/) - Welcome to the first episode of Investment Insight! In today’s episode, we will be talking about 2023 Outlook featuring Ryan, our Country Manager in AutoWealth Malaysia. He talked about bonds, equity, key risks, and what the year of reset brings us in the current market.
- [How did Hyflux investors lose so  much money and how to avoid  a  similar fate](https://www.autowealth.com.sg/2019/05/02/how-did-hyflux-investors-lose-so-much-money-and-how-to-avoid-a-similar-fate/) - Some Hyflux investors lost as much as 90% of their investments. What happened & how to avoid it ? The recent development on Hyflux came as a shock to the 34,000 Hyflux perpetual securities and preference shareholders who are owed a total of S$900 million. Yup, there are 8 zeros in that number, friend. Over
- [BTO vs Resale vs Private – Which  is Right & How to Pay for Them](https://www.autowealth.com.sg/2019/03/08/bto-vs-resale-vs-private-which-is-right-how-to-pay-for-them/) - Is BTO always the right choice or should you forgo those sweet heavily discounted BTO price to go for Resale or Private ? Singapore has been named the world’s most expensive city to live in for the past 5 years. That sucks. Big time. Even then, many of us still dream of starting a family
- [How Smart People Have free vacation for Life](https://www.autowealth.com.sg/2018/12/21/how-smart-people-have-free-vacation-for-life/) - Learn the secret to enjoying free annual vacations for the rest of your life ! Year-end holidays are here but are you still having problems ticking off “more vacations” from your resolution list? Well, you are not alone. While we all dream of travelling to far-flung destinations and staying in ultraluxe hotels, nobody likes to
- [Global Outlook 2019 - 3 Questions to answer before you Invest](https://www.autowealth.com.sg/2019/02/13/global-outlook-2019-3-questions-to-answer-before-you-invest/) - Thus far, the start of 2019 has been marked by escalating US-China trade tension and various political / economic and regulatory uncertainties. It can be rather difficult to make sense of the current market. If you intend to invest in anything at all this year, be sure to answer the following 3 quick but important
- [Global Outlook 2018](https://www.autowealth.com.sg/2017/12/27/global-outlook-2018/) - As 2017 draws to a close, we look at how countries have performed in 2017 and how they are entering 2018. Overall, global economic activity is strengthening and this bodes well for financial markets. However, no one can really predict the future and thus it is prudent to continue to stay diversified (or quickly diversify
- [Things You must know about  Investment in 2017](https://www.autowealth.com.sg/2017/01/06/things-you-must-know-about-investment-in-2017/)
- [Market is Down. Should You Be Panicking?](https://www.autowealth.com.sg/2018/10/31/market-is-down-should-you-be-panicking/) - See the truth behind all the doom & gloom on the media! These days, it is almost impossible to avoid seeing negative news on the declining stock market, the rising interest rate & the escalating trade war. It's all doom & gloom on the media & you hear people panicking & selling their stocks everyday
- [Why You Need Equity (Stocks) To Grow Your Wealth](https://www.autowealth.com.sg/2017/06/05/why-you-need-equity-stocks-to-grow-your-wealth/) - Holdings of equity constitute the core of most institutional and individual portfolios for theoretical and practical reasons. The expected return characteristics of equity instruments satisfy the need to generate substantial portfolio growth over the long-run. Equity Risk Premium Equity risk premium is defined as the incremental return to equity holders for accepting risk above the
- [How to go from HDB to Landed Property in 10 years](https://www.autowealth.com.sg/2018/09/14/how-to-go-from-hdb-to-landed-property-in-10-years/) - Here’s a thought: you, in ten years, moving out of your 4-room HDB and into a terraced house, downpayment done and dusted. Sounds like a dream? We’ll show you how its closer to reality than you think. Let’s lay out the facts. A terraced house located in the East of Singapore currently costs around S$
- [Why Thousands Are Switching to AutoWealth from Unit Trust / Financial Planner](https://www.autowealth.com.sg/2018/05/09/why-thousands-are-switching-to-autowealth-from-unit-trust-financial-planner/) - Within a few months since launch, AutoWealth went from a relatively unknown service to a platform that now generates good investment returns at 1/4 the fees for thousands of users. It is not a mere coincidence that AutoWealth, the robo-advisor with a human touch, has become the top investment choice for many savvy investors. Find
- [What Investors Should Do in a Trade War](https://www.autowealth.com.sg/2017/03/23/what-investors-should-do-in-a-trade-war/) - In the last 2 months, U.S. has been carefully planning trade tariffs aimed at addressing its major global trade imbalances. On 22 Mar 2018, President Trump finally announced the first salvo covering up to US$60 billion of Chinese imports. Is market panic warranted? How should clients position their investments? Here's our analysis. (1) How are
- [How To Retire To A Seaside Villa](https://www.autowealth.com.sg/2017/12/13/how-to-retire-to-a-seaside-villa/) - Ask yourself this - How hard have you worked all these years so that you and your family can lead a more comfortable lifestyle? For all the long hours and sacrifices you made just to earn a living, you should most definitely reward yourself during retirement and living at a relaxing, slow-paced seaside villa is
- [Why Pick Robo-Advisors Over Unit Trusts](https://www.autowealth.com.sg/2017/12/06/why-pick-robo-advisors-over-unit-trusts/) - Many people choose to invest in unit trusts to have investment professionals manage their money and investments for them. In the current day and age, there are way cheaper and better alternatives that can end up producing mountains of cost savings for you! Read on to find out about one such alternative - Robo-Advisors. Unit
- [Why Over-Concentrating Your Investments In Singapore Will Cost You Dearly](https://www.autowealth.com.sg/2017/11/01/why-over-concentrating-your-investments-in-singapore-will-cost-you-dearly/) - It seems only natural for Singaporeans to invest in the Singapore market due to familiarity and home-bias, and Singapore stocks are well-known for consistent dividend payouts which may seem attractive. However, your choice to over-concentrate your investments in the Singapore market can be a very costly mistake. Find out more in the infographics! With Singapore's
- [What to Consider When Choosing a Robo-Advisor](https://www.autowealth.com.sg/2017/09/06/what-to-consider-when-choosing-a-robo-advisor/) - Thinking of investing through a Robo-Advisor, but not sure what to look out for? Till date, we have received a long list of investor queries.To aid investors in finding his/her "suitable" Robo-Advisor, we considered these investor queries and developed a quick guide on what to look out for when choosing a robo-advisor. We emphasised "suitable"
- [Why Putting All Your Money In a Bank Is Bad](https://www.autowealth.com.sg/2017/09/05/why-putting-all-your-money-in-a-bank-is-bad/) - You should always have some savings in your bank just in case you need them for emergencies. However, putting ALL your money in a savings account is a really bad idea. In this infographics, we explore why that is the case with a few simple examples! Read on to find out why! It is not
- [The Power of One Percent in Investing](https://www.autowealth.com.sg/2017/08/30/the-power-of-one-percent-in-investing/) - Warren Buffett, billionaire and renowned investor, has attributed a large part of his success to one important ingredient – compound interest. It is a simple concept made possible by 2 essential parts: 1) interest earning interest, and 2) the power of time. In this article, by expanding on the idea of compound interest, we will
- [Invest Early, Harness The Power of Compounding!](https://www.autowealth.com.sg/2017/08/26/invest-early-harness-the-power-of-compounding/) - “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pay its”, Albert Einstein. If you are under 30, you probably would think that it would be easier to worry about investing or opening a retirement account 5 to 10 years down the road. However,
- [The Art of War: How to Be a Successful DIY Investor](https://www.autowealth.com.sg/2017/08/20/the-art-of-war-how-to-be-a-successful-diy-investor/) - As Sun-Tzu has succinctly and famously put it, “Know thy self, know thy enemy. A hundred battles, a hundred victories”. If you are planning on investing, it would pretty much be like going to war, and your enemy is the market. Unfortunately, the reason many DIY investors die on the battlefield is due to skipping
- [How to Avoid Catastrophic Investment Loss](https://www.autowealth.com.sg/2017/08/14/how-to-avoid-catastrophic-investment-loss/) - Investment strategy matters. I guess you have heard all about this golden investment rule - “do not put all your eggs in one basket”. You risk suffering catastrophic losses when you put all your money into a single asset. Why? Suppose there are 10 equities available for investment in the Year 2016: All eggs in
- [Eat your bonds - Why you need bonds in your portfolio](https://www.autowealth.com.sg/2017/08/06/eat-your-bonds-why-you-need-bonds-in-your-portfolio/) - We have been advised to have a well-balanced diet in order to grow and stay healthy. Did you know your wealth needs it too? For your portfolio to thrive, it needs to have a variety of food too, just like we do. Here’s what you should be feeding your portfolio: 1) Rice – This is
- [How to Achieve Good Returns with Minimal Efforts](https://www.autowealth.com.sg/2017/07/27/how-to-achieve-good-returns-with-minimal-efforts/) - If you had always thought that effective equity investment requires you to spend hours reading up on a company’s business, its income statement, balance sheet, financial ratios, strategy and more, that is not entirely true! Contrary to popular belief, the amount of time required to maintain your portfolio starts to fall once you have a
- [Take Back Your Financial Health in 5 Steps](https://www.autowealth.com.sg/2017/07/21/take-back-your-financial-health-in-5-steps/) - Do you find it hard to keep up with your expenses? Struggling to put aside money for savings every month? Or are you just, in general, unhappy with your current financial situation? Do you have goals in mind? To buy your own car? Your own house? Start your own business? Be able to travel around
- [4 Things You Need to Know About Fixed Income (Bonds)](https://www.autowealth.com.sg/2017/07/01/4-things-you-need-to-know-about-fixed-income-bonds/) - Government bonds issued by developed economies (hereinafter referred to as “government bonds”) play a prominent role in well-structured fixed income portfolios, reflecting the attractive investment characteristics of full-faith credit obligations of the government and the liquidity of debt securities issued by the government. Because government bonds enjoy the full-faith and credit backing of the corresponding

## Pages

- [Home](https://www.autowealth.com.sg/) - Doing your research? Here is the honest truth: We power employee retirement for Fortune 500s. Now, you get that same vetted system for your CPF at a 0.28% fee.
- [CPF Omakase Full](https://www.autowealth.com.sg/cpf-omakase/) - Tired of complex CPF rules? With CPF Omakase, we handle the heavy lifting. Get a curated strategy designed to grow your nest egg while you focus on living life.
- [CPF Omakase Quiz](https://www.autowealth.com.sg/cpf-omakase-quiz/) - Tired of complex CPF rules? With CPF Omakase, we handle the heavy lifting. Get a curated strategy designed to grow your nest egg while you focus on living life.
- [Secure CPF Wealth Management](https://www.autowealth.com.sg/cpf/) - MAS-Licensed (FA100064-1) with strictly segregated custody at Phillip Securities. Stop navigating CPF rules alone. Get corporate-grade CPF OA wealth management.
- [Secure CPF OA Wealth Management](https://www.autowealth.com.sg/cpf/) - MAS-Licensed (FA100064-1) with strictly segregated custody at Phillip Securities. Stop navigating CPF rules alone. Get corporate-grade CPF OA wealth management.
- [FAQ](https://www.autowealth.com.sg/faq/) - Explore our FAQ and offerings sections for detailed insights into our products and services, giving you the information you need
- [AutoWealth SRS Core](https://www.autowealth.com.sg/srs/) - Invest your SRS funds with AutoWealth's globally diversified portfolios, in partnership with Lion Global Investors (a member of OCBC Group) & Phillip Securities
- [Flexi Cash USD](https://www.autowealth.com.sg/flexi-cash-usd/) - Discover secure investment options with AutoWealth Flexi Cash USD, where your funds are directed into U.S. Treasury Bill ETFs boasting stellar credit ratings
- [Blog](https://www.autowealth.com.sg/blog/) - Embark on a journey to investment success and unlock financial prosperity with our comprehensive guide
- [Activate Your SRS Engine](https://www.autowealth.com.sg/investsrs/) - Your Career Was Built on Intentional Decisions. Your Retirement Should Be, Too. You are where you are because of deliberate, intelligent choices. But letting your SRS idle at 0.05% or parked in a generic fund isn’t a choice—it’s an oversight. Let’s fix that. Upgrade Your SRS MAS Licence No.: FA100064-1(Singpass enabled) The Fortune 500 Standard
- [AutoWealth SRS Flexi Cash SGD](https://www.autowealth.com.sg/srs-flexi-cash-sgd/) - Diversify your portfolio with money-market instruments, short-term government bonds, quasi-government holdings, and high-grade investment corporate bonds
- [Homepage - PLUS focused](https://www.autowealth.com.sg/homepage-plus-focused/) - Your Career is Accelerating. Your Money is Stuck in Traffic. For 6 years, the world’s most innovative companies have trusted our investment engine to power their employees’ retirement planning and investments. Now, it’s your turn. Start Your Engine MAS Licence No.: FA100064-1(Singpass enabled) Trusted by the Fortune 500 Companies. The world’s leading companies don’t gamble
- [Fees & Pricing](https://www.autowealth.com.sg/fees/) - Lower fees, more for you! AutoWealth's cost-covering approach means low management fees, so clients keep more of their returns!
- [Start a Coffee Fund!](https://www.autowealth.com.sg/start-a-coffee-fund/) - Invest in 100% equity-based thematic portfolios with strong historical performance
- [AutoWealth $8.8m SG Huat Together!](https://www.autowealth.com.sg/cny-2025-sg-huat-together/) - Participate in AutoWealth's $8.8m SG Huat Together Campaign during the most auspicious time of the year to start saving & investing!
- [AutoWealth Starter](https://www.autowealth.com.sg/aw-starter/) - AutoWealth Starter is a globally diversified portfolio containing more than 8,000 stocks and 600 Governments bonds.
- [Saxo](https://www.autowealth.com.sg/saxo/) - Globally diversified portfolios containing more than 8,000 stocks and 600 Governments bonds
- [AutoWealth SRS Webinar July 2024](https://www.autowealth.com.sg/autowealth-srs-webinar-july-2024/) - This webinar aims to shed light on SRS - a unique investment scheme that can not only grow your wealth but also lower your income tax rather significantly.
- [SmartSave](https://www.autowealth.com.sg/smart-save/) - Leading corporate pension scheme provider, offering tailored solutions for your diverse workforce's financial needs
- [CSR Sponsorship](https://www.autowealth.com.sg/csr-sponsorship/) - AutoWealth's CSR sponsorship initiatives - a catalyst for meaningful change. Be part of our commitment to a better, more sustainable world
- [SmartSave - About Us](https://www.autowealth.com.sg/smart-save-about-us/) - Leading the way in Singapore, we provide Robo Corporate Pension Schemes to esteemed companies, from Fortune 100 to Fortune 500
- [About us](https://www.autowealth.com.sg/about-us/) - AutoWealth is a robo-advisory platform for efficient, diversified investments, aligning with financial goals and risk tolerance
- [Webinar](https://www.autowealth.com.sg/webinar/) - Join the discussion - Watch our webinars covering investment trends, effective risk management, and embracing diversity!
- [Insights](https://www.autowealth.com.sg/insights/) - Stay informed and dive into our latest investment trends, effective risk management, and the power of diversity
- [Walkthrough](https://www.autowealth.com.sg/walkthrough/) - Explore your investment platform with a brief overview and kickstart your journey
- [Strategy](https://www.autowealth.com.sg/strategy/) - Supported by robust research, our investment strategy strives to optimize long-term returns while mitigating risks through the tracking of market indices
- [Privacy Notice For Users](https://www.autowealth.com.sg/privacy-policy/) - This Privacy Notice ("Notice") sets out the basis which AutoWealth Pte Ltd ("we", "us", or "our") may collect, use, disclose or otherwise process personal data of our customers in accordance with the Personal Data Protection Act ("PDPA"). This Notice applies to personal data in our possession or under our control, including personal data in
- [Legal Disclaimer](https://www.autowealth.com.sg/legal-disclaimer/) - IMPORTANT: Use of the AutoWealth Platform and the information contained are subject to the terms and conditions below. Please read the terms and conditions below carefully. By accessing the AutoWealth Platform, you agree to be unconditionally bound by them. You must immediately discontinue your access and use of the AutoWealth Platform if you do
- [Decumulation](https://www.autowealth.com.sg/decumulation/) - How AutoWealth Perform Decumulation Upon Retirement Decumulation (Age 65) CPF members will be educated on the benefit and advised to decumulate their investment portfolio back to CPF account on quarterly basis over a selected period. CPF members ultimately decide whether to opt in or not. Benefits of Decumulation Mitigate Market Timing & Liquidity Liquidating &
- [De-Risking](https://www.autowealth.com.sg/de-risking/) - How AutoWealth Perform De-Risking Prior Retirement De-Risking (Age 60) As CPF members turn to the age of 60, they will be advised by the platform to de-risk their investment portfolio to risk 3 or lower. Prior Retirement De-Risking (Age 63) As CPF members turn to the age of 63, they will be advised by the
- [Shop](https://www.autowealth.com.sg/shop/)
- [Cart](https://www.autowealth.com.sg/cart/) - [woocommerce_cart]
- [Checkout](https://www.autowealth.com.sg/checkout/) - [woocommerce_checkout]
- [My account](https://www.autowealth.com.sg/my-account/) - [woocommerce_my_account]
- [Sample Page](https://www.autowealth.com.sg/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger

## Categories

- [Uncategorized](https://www.autowealth.com.sg/category/uncategorized/)
- [Investment](https://www.autowealth.com.sg/category/investment/)
- [Insights](https://www.autowealth.com.sg/category/insights/)
- [Good Investing](https://www.autowealth.com.sg/category/good-investing/)
- [Market Trends](https://www.autowealth.com.sg/category/market-trends/)
- [S-blog](https://www.autowealth.com.sg/category/s-blog/)
- [CPF](https://www.autowealth.com.sg/category/cpf/)