The Most Expensive Mistake Investors Make in a Bull Market
The market is hitting new highs, and that voice in your head is getting louder, isn’t it? “This is it. This is my chance. I need to sell now and lock in these profits before they vanish.” It feels like the smartest, safest decision you could make. It feels like taking control. But what if […]
Tariffs Explained: What They Are and How They Affect Your Wallet
You’ve probably heard the word “tariffs” in the news, often linked to international trade disputes or economic policy changes. But what exactly are they, and why should you care? While they might seem like complex economic tools, tariffs can have a real impact on the prices you pay, the businesses around you, and even your […]
Market Whiplash: Understanding the Recent Tariff Turmoil and What It Means for Your Investments
The past week has felt like a rollercoaster for anyone watching the news or the markets. One minute, the U.S. government under President Trump announced sweeping new taxes, called tariffs, on goods coming into the country. The next, just hours after they started, many of those same tariffs were suddenly put on hold. If you’re […]
Smart Strategies for SRS Withdrawals Every Singaporean Should Know
How to Plan Your SRS Withdrawals for a Tax-Smart Retirement The Supplementary Retirement Scheme (SRS) is a valuable tool to complement CPF savings, offering tax benefits to help Singaporeans prepare for retirement. Proper planning for SRS withdrawals ensures you maximize your savings while minimizing taxes. Key Insights About SRS Withdrawals When Can You Start Withdrawing? […]
A Simple Guide to SRS Withdrawals for Foreigners in Singapore
A Foreigner’s Guide to SRS Withdrawals in Singapore The Supplementary Retirement Scheme (SRS) is a voluntary savings plan by the Singapore government, designed to help residents, including foreigners, save for retirement. With a contribution cap of $35,700 annually for foreigners, SRS funds can be used for various investments like stocks, bonds, and unit trusts. Here’s […]
USD$6 Trillion Wiped out from Global Stock Markets a few weeks ago. It Recovered.
A few weeks ago, global markets experienced a sharp downturn, with US$6 trillion in market value evaporating almost overnight. The market’s reaction to a combination of factors, including weaker than expected labour market data, lower than expected megacap earnings, led to significant volatility. Today, we see a broad recovery taking shape across markets. The Recovery […]
US$6 Trillion Erased from Global Stock Markets, Are We in Trouble?
Background In the past few weeks, global stock markets have been hit hard, with over US$6 trillion in value wiped out. On August 5, 2024, the Nikkei 225 plummeted by 12.4%, and the NASDAQ 100 dropped 6% in seconds, raising fears of a broader market decline. Investors are worried about a potential U.S. slowdown and […]
Save Smarter For Retirement: Exploring SRS
Save Smarter For Retirement: Exploring SRS You might have heard about the 1M65 movement where individuals aim to save S$1 million by the time they’re 65 to cover their retirement needs. Many Singaporeans depend on their CPF savings for retirement, but CPF payouts might not be enough since they’re only designed to provide a basic […]
Auspicious Times for Depositing Money
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Stepping Into A New Investment Horizon: What does 2024 have to offer?
As we look back on the key market events in 2023, we saw the collapse of several U.S. banks, 11th hour aversion of the U.S. government shutdown, U.S. second credit rating downgrade, China real estate defaults and others.
