Why Pick Robo-Advisors Over Unit Trusts
Many people choose to invest in unit trusts to have investment professionals manage their money and investments for them. In the current day and age, there are way cheaper and better alternatives that can end up producing mountains of cost savings for you! Read on to find out about one such alternative – Robo-Advisors. Unit […]
Why Over-Concentrating Your Investments In Singapore Will Cost You Dearly
It seems only natural for Singaporeans to invest in the Singapore market due to familiarity and home-bias, and Singapore stocks are well-known for consistent dividend payouts which may seem attractive. However, your choice to over-concentrate your investments in the Singapore market can be a very costly mistake. Find out more in the infographics! With Singapore’s […]
What to Consider When Choosing a Robo-Advisor
Thinking of investing through a Robo-Advisor, but not sure what to look out for? Till date, we have received a long list of investor queries. To aid investors in finding his/her “suitable” Robo-Advisor, we considered these investor queries and developed a quick guide on what to look out for when choosing a robo-advisor. We emphasised […]
Why Putting All Your Money In a Bank Is Bad
You should always have some savings in your bank just in case you need them for emergencies. However, putting ALL your money in a savings account is a really bad idea. In this infographics, we explore why that is the case with a few simple examples! Read on to find out why! It is not […]
The Power of One Percent in Investing
Warren Buffett, billionaire and renowned investor, has attributed a large part of his success to one important ingredient – compound interest. It is a simple concept made possible by 2 essential parts: 1) interest earning interest, and 2) the power of time. In this article, by expanding on the idea of compound interest, we will […]
Invest Early, Harness The Power of Compounding!
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pay its”, Albert Einstein. If you are under 30, you probably would think that it would be easier to worry about investing or opening a retirement account 5 to 10 years down the road. However, […]
The Art of War: How to Be a Successful DIY Investor
As Sun-Tzu has succinctly and famously put it, “Know thy self, know thy enemy. A hundred battles, a hundred victories”. If you are planning on investing, it would pretty much be like going to war, and your enemy is the market. Unfortunately, the reason many DIY investors die on the battlefield is due to skipping […]
How to Avoid Catastrophic Investment Loss
Investment strategy matters. I guess you have heard all about this golden investment rule – “do not put all your eggs in one basket”. You risk suffering catastrophic losses when you put all your money into a single asset. Why? Suppose there are 10 equities available for investment in the Year 2016: All eggs in […]
Eat your bonds – Why you need bonds in your portfolio
We have been advised to have a well-balanced diet in order to grow and stay healthy. Did you know your wealth needs it too? For your portfolio to thrive, it needs to have a variety of food too, just like we do. Here’s what you should be feeding your portfolio: 1) Rice – This is […]
How to Achieve Good Returns with Minimal Efforts
If you had always thought that effective equity investment requires you to spend hours reading up on a company’s business, its income statement, balance sheet, financial ratios, strategy and more, that is not entirely true! Contrary to popular belief, the amount of time required to maintain your portfolio starts to fall once you have a […]