How AutoWealth Perform De-Risking
Prior Retirement De-Risking (Age 60)
As CPF members turn to the age of 60, they will be advised by the platform to de-risk their investment portfolio to risk 3 or lower.
Prior Retirement De-Risking (Age 63)
As CPF members turn to the age of 63, they will be advised by the platform to de-risk their investment portfolio to risk 2 or lower.
Benefits Of De-Risking
Mitigate Excessive Risk Taking
CPF members’ portfolio risk should commensurate accordingly with remaining investment horizon ahead of retirement, amount of liquid assets, net worth and risk tolerance.
Having a systematic process to de-risk, for example rebalance to lower risk portfolio can: