No finance degree needed. Just AutoWealth it.
The largest tech companies have done the checks for you.
AutoWealth is a MAS-licensed robo advisory platform. Invest your CPF OA in a globally diversified portfolio — in your own name, set up in minutes from the app. You don't study the markets. We do.
AutoWealth App now
See if CPF investing is for you.
Four questions. Two minutes. Completely no-obligation.
Set up your account digitally in minutes via Singpass — no forms, no appointments. Prefer to ask something first? Talk to a real person.
Start today →You don't need to learn finance to invest your CPF.
It's built for hands-off people. Here's everything you don't have to do.
You don't pick stocks
A diversified portfolio is built and rebalanced for you — no decisions, no monitoring, no spreadsheets.
You don't time the market
Long-term and automated. No guessing when to buy or sell — the portfolio just keeps working in the background.
You don't decode jargon
Everything's in plain English, right in the app — with a real person on hand if you ever want to ask.
You don't need to start with a huge amount
Start from S$3,000. The app builds a portfolio sized to your CPF OA — modest or sizeable.
See the difference over time
A simple comparison of the OA floor rate against the historical returns of our CPF portfolios.
A robo advisory platform. Set up in minutes, all in the app.
AutoWealth is a MAS-licensed robo-advisor — not a middleman. You invest your CPF OA yourself through the app via Singpass. No branch visits, no paperwork.
Answer a few quick questions
A short, self-guided check — one question at a time. It tells you whether CPF investing even applies to you yet. No commitment, no pressure.
Set up in minutes, all digital
When you're ready, onboarding is a guided Singpass flow in the app. No forms, no appointments.
Your portfolio runs itself
Your CPF OA is invested in a globally diversified portfolio, auto-rebalanced for you. Our licensed wealth manager is one message away if you ever have a question.
Take the 2-minute quiz.
Four quick questions tell you if CPF investing fits your situation right now — no obligation.
Take the quiz →You don't need to vet it. The world's biggest companies already did.
The same wealth engine that powers Fortune 500 employee pensions now manages your CPF OA — globally diversified across CPFIS-approved funds, held safely in your own name.
Fortune 500-grade engine
The same wealth technology chosen to run retirement plans for global multinationals — now managing your CPF OA.
Globally diversified
Spread across global markets in CPFIS-screened unit trusts. No single company decides your outcome.
Held in your name
Your investments are held in your own legal name at Phillip Securities, one of Singapore's longest-standing brokerages.
MAS-Licensed (FA100064-1) · CPF/SRS-authorised.
You don't need to be an expert.
You just need to be curious.
You've got money quietly sitting in your CPF OA, and a nagging feeling it could be doing more.
You've heard "CPFIS" and "invest your CPF" thrown around, but never actually understood what it means.
You're not chasing get-rich-quick. You just don't want to leave returns on the table for the next 20 years.
You want a simple, digital way to invest your CPF — with a real person on hand to explain things if you ever need it.
The honest version.
This isn't a guaranteed return. Markets rise and fall. Investing your CPF means accepting some risk for the chance of higher long-term growth than 2.5%.
Under S$20,000 in your OA? You can't invest it yet. CPFIS keeps the first S$20k in place. If that's you, we'll say so — and show you how to get ready.
It's boring on purpose. No hot tips, no timing the market. Just diversified, long-term, hands-off investing that fits CPF.
No pressure, ever. You set up and invest at your own pace in the app. If CPF investing isn't a fit for you right now, that's a perfectly fine outcome too.
Trusted by Singaporeans like you.
A few words from AutoWealth clients on Google.
"I've been an AutoWealth customer since 2018, and the journey has been consistently smooth — their portfolios have delivered substantial returns over the years. The starter portfolios are straightforward and well-suited for anyone who prefers a hands-off approach. No financial jargon, no overwhelm."
"Joined AutoWealth last year and my CPF portfolio returns are looking really promising! The setup process was super easy thanks to step-by-step guidance from the team. Highly recommended!"
"Relatively low fee. Safe: segregated own-name account. Wealth manager is contactable via WhatsApp and responsive. Globally diversified passive index investing is suitable for most people, and me."
"AutoWealth offers a user-friendly interface, making investing both simple and rewarding. The performance of my portfolio has exceeded my expectations, and I feel secure about my financial future. Highly recommend it for anyone looking for an easy, efficient investing solution."
Genuine 5-star reviews from Google. Individual experiences shown; not a guarantee of future returns.
Not ready to start? Get one simple CPF tip a week.
Join our free WhatsApp community and learn how CPF investing works at your own pace — one bite-sized, no-jargon message a week. No spam, and you can leave anytime.
The questions people actually have.
I know nothing about investing. Is this really for me?
Is my money safe with AutoWealth?
What if I lose money?
What are the fees?
- AutoWealth Advisory Fee: A flat 0.28% p.a. for our advisory, portfolio management, and dedicated concierge service. We absorb all brokerage transaction fees.
- Unit Trust Expense Ratios: Charged directly by the underlying fund managers, not AutoWealth. Because we rebate 100% of all trailer fees (commissions paid to AutoWealth) back to you, your net underlying fund fees are kept incredibly low, ranging from just 0.32% (Risk 2 Portfolio) to 0.40% (Risk 5 Portfolio).
- Agent Bank Fees: Your agent bank levies a fee of S$2.00 to S$2.50 per deposit/withdrawal, plus a quarterly S$2.00 to S$2.50 service charge. To protect your capital from multiple fees, our system intelligently batches your globally diversified portfolio purchases into a single, consolidated transaction.
Can I withdraw or stop anytime?
Will I be pressured to sign up?
Curious enough to ask?
Four questions, two minutes. If CPF investing isn't for you right now, we'll tell you.
See if it's for you →
