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🧧🧧The auspicious time for saving & investing is here! Check out what is LiChun and how you can capitalise on it Learn More ->


🧧🧧The auspicious time for saving & investing is here!
Check out what is LiChun and how you can fully capitalise on it Learn More →

Fortune 500 tech · for your CPF OA

No finance degree needed. Just AutoWealth it.

AutoWealth is a MAS-licensed robo advisory platform. Invest your CPF OA in a globally diversified portfolio — in your own name, set up in minutes via Singpass. You don't study the markets. We do.

2 minutes. No jargon. No obligation.
MAS-licensed Singpass enabled CPF/SRS authorised Backed by SGInnovate
As featured in
Long-term growth
MAS-licensed
Available on iOS & Android
Scan to download
AutoWealth App now
The next step

See if CPF investing is for you.

Four questions. Two minutes. Completely no-obligation.

Question 1 of 4
Have you ever invested your CPF before?
Question 2 of 4
Roughly how much is in your CPF OA?
Heads up — under CPFIS rules, the first S$20,000 in your OA must stay put, so you can't invest it just yet. Book anyway and we'll show you exactly how to get ready.
Question 3 of 4
What's on your mind most?
You're a match
Looks like a simple, automated way to work your CPF harder is for you.

Set up your account digitally in minutes via Singpass — no forms, no appointments. Prefer to ask something first? Talk to a real person.

Start today →
or
Talk to a human
🔒 Digital onboarding via Singpass · no obligation · withdraw anytime.
No expertise required

You don't need to learn finance to invest your CPF.

It's built for hands-off people. Here's everything you don't have to do.

You don't pick stocks

Built and rebalanced for you — no decisions, no spreadsheets.

You don't time the market

Long-term and automated — no guessing when to buy or sell.

You don't decode jargon

Plain English, right in the app — with a real person on hand.

You don't need a huge amount

Start from S$3,000, sized to your CPF OA.

See the difference over time

A simple comparison of the OA floor rate against the historical returns of our CPF portfolios.

CPF Ordinary Account2.5% p.a.
2.5%
AutoWealth CPF portfolios (historical)6%–16% p.a.*
6–16%
Disclaimer: Based on 10-year annualized returns of AutoWealth CPF portfolios (Risk 2 to 5) as of 31 Dec 2025. Investments always involve risks and the possibility of losses. Any reference to past performance is not necessarily indicative of and is no guarantee to the future or likely performance of your investments. Part of the 10 year returns are backtested.
How it works

A robo advisory platform. Set up in minutes, all in the app.

AutoWealth is a MAS-licensed robo-advisor — not a middleman. You invest your CPF OA yourself through the app via Singpass. No branch visits, no paperwork.

1

Answer a few quick questions

One question at a time. Tells you if CPF investing applies to you yet. No pressure.

2

Set up in minutes, all digital

A guided Singpass flow in the app. No forms, no appointments.

3

Your portfolio runs itself

Auto-rebalanced for you. Your wealth manager's one message away.

Ready for step 1?

Got excess money in your CPF OA, wondering if it could be doing more?

That's exactly what the next 2 minutes are for. Four quick questions, no obligation.

See if it's for you →
Our credibility

You don't need to vet it. The world's biggest companies already did.

The same wealth engine that powers Fortune 500 employee pensions now manages your CPF OA.

Fortune 500-grade engine

Vetted to global standards

The tech chosen to run retirement plans for global multinationals.

Globally diversified

800–1,000+ holdings

Spread across CPFIS-approved funds. No single company decides your outcome.

Held in your legal name

Your own account

At Phillip Securities, one of Singapore's longest-established and most reputable brokerage firms.

MAS-Licensed (FA100064-1) · CPF/SRS-authorised.

Read this before you start

The honest version.

Markets rise and fall — investing your CPF means accepting some risk for a shot at more than the OA's 2.5%. Got under S$20,000 in your OA? CPFIS keeps that portion in place — we'll tell you, and show you how to get ready. No hot tips, no pressure: just diversified, hands-off investing, at your own pace.

Real reviews

Trusted by Singaporeans like you.

A few words from AutoWealth clients on Google.

L
Louis T.
9 reviews
★★★★★

"Joined AutoWealth last year and my CPF portfolio returns are looking really promising! The setup process was super easy thanks to step-by-step guidance from the team. Highly recommended!"

AS
Adi S.
8 reviews · 2 years ago
★★★★★

"Relatively low fee. Safe: segregated own-name account. Wealth manager is contactable via WhatsApp and responsive. Globally diversified passive index investing is suitable for most people, and me."

M
Max O.
7 reviews · 8 photos
★★★★★

"I've been an AutoWealth customer since 2018, and the journey has been consistently smooth — their portfolios have delivered substantial returns over the years. The starter portfolios are straightforward and well-suited for anyone who prefers a hands-off approach. No financial jargon, no overwhelm."

L
Lee Y.
Local Guide
★★★★★

"AutoWealth offers a user-friendly interface, making investing both simple and rewarding. The performance of my portfolio has exceeded my expectations, and I feel secure about my financial future. Highly recommend it for anyone looking for an easy, efficient investing solution."

Genuine 5-star reviews from Google. Individual experiences shown; not a guarantee of future returns.

Before you ask

The questions people actually have.

I know nothing about investing. Is this really for me?
Especially for you. Most clients started at zero. The app guides you step by step — a real person's on hand if you get stuck.
Is my money safe with AutoWealth?
Yes. AutoWealth is licensed by MAS (FA100064-1). Your investments sit in your own legal name at Phillip Securities, protected against the insolvency of both AutoWealth and the custodian.
What if I lose money?
Investing carries risk — we won't pretend otherwise. The trade-off is a shot at higher long-term returns than the OA's 2.5%, matched to how much risk fits you.
What are the fees?
We believe in a completely transparent ledger. Here is exactly what you pay:
  • AutoWealth Advisory Fee: A flat 0.28% p.a. for our advisory, portfolio management, and dedicated concierge service. We absorb all brokerage transaction fees.
  • Unit Trust Expense Ratios: Charged directly by the underlying fund managers, not AutoWealth. Because we rebate 100% of all trailer fees (commissions paid to AutoWealth) back to you, your net underlying fund fees are kept incredibly low, ranging from just 0.32% (Risk 2 Portfolio) to 0.40% (Risk 5 Portfolio).
  • Agent Bank Fees: Your agent bank levies a fee of S$2.00 to S$2.50 per deposit/withdrawal, plus a quarterly S$2.00 to S$2.50 service charge. To protect your capital from multiple fees, our system intelligently batches your globally diversified portfolio purchases into a single, consolidated transaction.
Can I withdraw or stop anytime?
Yes, no lock-in. Follows CPFIS rules — liquidate anytime.
Will I be pressured to sign up?
No. It's fully self-serve and no-obligation. Leaving just understanding your options better is a fine outcome too.
The next step

Curious enough to ask?

Four questions, two minutes. If CPF investing isn't for you right now, we'll tell you.

See if it's for you →
Prefer to message first? WhatsApp us directly.

Investments always involve risks and the possibility of losses. Any reference to past performance is not necessarily indicative of and is no guarantee to the future or likely performance of your investments.

© 2026 AutoWealth Pte Ltd · Licensed & regulated by MAS