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DBS/POSB and Citibank’s Recent Service Disruption: What’s Behind The Glitch?

“Card down, ATM also down. Walao. How to make payment?” On October 14, 2023, DBS/POSB Bank experienced a sudden service disruption at 4:37 PM, affecting mobile and internet banking, as well as ATMs. We’ve all been there – faced with a situation where we can’t use our cards or access cash when we need it […]

Don’t Get Scammed! How to Identify Scams Quickly?

With the rise of scams taking advantage of people’s fear or promises of large amounts of money, it’s essential to stay vigilant. In this article, we’ll explore key insights on how to identify and steer clear of investment scams to protect your financial future. PSA: All Investments Carry Risks: Always Research Before You Invest! Before […]

Eat your bonds – Why you need bonds in your portfolio

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We have been advised to have a well-balanced diet in order to grow and stay healthy. Did you know your wealth needs it too? For your portfolio to thrive, it needs to have a variety of food too, just like we do. Here’s what you should be feeding your portfolio: 1) Rice – This is […]

How to Achieve Good Returns with Minimal Efforts

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If you had always thought that effective equity investment requires you to spend hours reading up on a company’s business, its income statement, balance sheet, financial ratios, strategy and more, that is not entirely true! Contrary to popular belief, the amount of time required to maintain your portfolio starts to fall once you have a […]

Why You Need Equity (Stocks) To Grow Your Wealth

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Holdings of equity constitute the core of most institutional and individual portfolios for theoretical and practical reasons. The expected return characteristics of equity instruments satisfy the need to generate substantial portfolio growth over the long-run. Equity Risk Premium Equity risk premium is defined as the incremental return to equity holders for accepting risk above the […]